Children’s Accounts
The minimum balance under this account is Kshs. 2,000 and pays a better rate of interest than most banks. Interest is paid into the account once a year. Funds in this account can be used to guarantee a member’s loan.
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Loan Products
To qualify for any loan, the applicant must have been a member of the Sacco for at least six months and have accumulated shares and deposits of at least Kshs. 100,000.
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Holiday Savings Plan
The minimum balance under this account is Kshs. 5,000. Interest is paid into the account once a year. A withdrawal notice of 30 days is required.
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Emergency Loans
These have a maximum repayment term of 12 months and are charged 1% interest per month on a reducing balance basis. Members can only service one emergency loan at a time.
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About us
United Women Cooperative Savings and Credit Society was registered on March 19, 2001. Our vision is to be the best managed cooperative savings and credit society in Kenya.
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Management
United Women Sacco is managed by an elected Management Committee and a Supervisory Committee. All members enjoy equal voting rights – one member one vote – irrespective of their shareholding.
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School Fees Loans
The maximum repayment term for this loan is 12 months. Interest is charged at a rate of 1% per month on a reducing balance basis. School fees loans are granted only once a year per member.
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No Questions Asked Loan
This loan is issued within 24 hours of approval. The maximum loan amount is Kshs. 50,000 and repayable within 3 months. Interest is charged at a rate of 2% per month on a reducing balance basis.
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Normal/Development Loans
Loans range from Kshs. 300,000 to Kshs. 5 million and are charged 1% interest on a reducing balance basis. Repayment terms vary depending on the loan amount.
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Welcome
United Women Cooperative Savings and Credit Society was registered on March 19, 2001.
Vision
To be the best managed cooperative savings and credit society in Kenya.
Mission
To provide affordable financial services to our members to empower them to accomplish their financial goals. Read more
2011 AGM HighlightsDuring the financial year June 2010 – May 2011
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"My children have lost count of the number of plots I have bought with money from United Women Sacco."
Our loans products include: Normal/Development Loans, Emergency Loans, School Fees Loans, No Questions Asked Loan
