Credit Officer -2 Positions

United women Sacco is a regulated non-withdrawal deposit taking Sacco with a diverse membership of professional and business men and women. As part of our growth strategy we wish to recruit a top talent to join the innovative team.

The position is responsible of implementing Credit Policies & Procedures pertaining to loan issuance and recoveries.

Duties and Responsibilities;

  • Receive and review all loan applications. 
  • Ensure timely appraisal of all loans as per the credit policy and procedure.
  • Maintain an updated record of all loan issued.
  • Ensuring timely collection of remittances and reconciliation to member accounts 
  • Prepare defaulters list for onward forwarding to CRB and external debt collectors.
  • Timely demand notices to guarantors of defaulted loans.
  • Coordinating with the external debt collector on performance of accounts 
  • Negotiate payment arrangements/plans with customers who have delinquent loans.
  • Updating the loan guard; Timely retrieval and submission of deceased claims to the Sacco insurer.
  • Prepare monthly credit reports.
  • Handle customer complaints and take appropriate action to resolve them

Minimum Qualification and Experience 

  • Degree in Co-operative Management /Business management or any other business related course. 
  • At least 3-year relevant experience in the financial lending industry. 
  • Prior experience in a Sacco Industry will be an added advantage.

Key Skills and competences

  • Good knowledge of credit procedures and provisions.
  • Excellent customer focus and communication skills.
  • Willingness to learn and be flexible in the working arrangements


Interested and qualified persons are requested to send their application and CV including 3 available referees to on or before 19th September 2022, have the job title as subject of the email. Must fill your details on google form  incomplete applications will not be considered.

Only shortlisted candidates will be contacted, United women Sacco is an equal employer.

Job Category: Finance
Job Type: Full Time
Job Location: Nairobi