Credit Officer -2 Positions

United women Sacco is a regulated non-withdrawal deposit taking Sacco with a diverse membership of professional and business men and women. As part of our growth strategy we wish to recruit a top talent to join the innovative team.

The position is responsible of implementing Credit Policies & Procedures pertaining to loan issuance and recoveries.

Duties and Responsibilities;

  • Receive and review all loan applications. 
  • Ensure timely appraisal of all loans as per the credit policy and procedure.
  • Maintain an updated record of all loan issued.
  • Ensuring timely collection of remittances and reconciliation to member accounts 
  • Prepare defaulters list for onward forwarding to CRB and external debt collectors.
  • Timely demand notices to guarantors of defaulted loans.
  • Coordinating with the external debt collector on performance of accounts 
  • Negotiate payment arrangements/plans with customers who have delinquent loans.
  • Updating the loan guard; Timely retrieval and submission of deceased claims to the Sacco insurer.
  • Prepare monthly credit reports.
  • Handle customer complaints and take appropriate action to resolve them

Minimum Qualification and Experience 

  • Degree in Co-operative Management /Business management or any other business related course. 
  • At least 3-year relevant experience in the financial lending industry. 
  • Prior experience in a Sacco Industry will be an added advantage.

Key Skills and competences

  • Good knowledge of credit procedures and provisions.
  • Excellent customer focus and communication skills.
  • Willingness to learn and be flexible in the working arrangements

 

Interested and qualified persons are requested to send their application and CV including 3 available referees to vacancies@unitedwomensacco.co.ke on or before 19th September 2022, have the job title as subject of the email. Must fill your details on google form

https://forms.gle/ZXs94PDR1CqmrRzCA  incomplete applications will not be considered.

Only shortlisted candidates will be contacted, United women Sacco is an equal employer.

Job Category: Finance
Job Type: Full Time
Job Location: Nairobi