United women Sacco is a regulated non-withdrawal deposit taking Sacco with a diverse membership of professional and business men and women. As part of our growth strategy we wish to recruit a top talent to join the innovative team.
The position is responsible of implementing Credit Policies & Procedures pertaining to loan issuance and recoveries.
Duties and Responsibilities;
- Receive and review all loan applications.
- Ensure timely appraisal of all loans as per the credit policy and procedure.
- Maintain an updated record of all loan issued.
- Ensuring timely collection of remittances and reconciliation to member accounts
- Prepare defaulters list for onward forwarding to CRB and external debt collectors.
- Timely demand notices to guarantors of defaulted loans.
- Coordinating with the external debt collector on performance of accounts
- Negotiate payment arrangements/plans with customers who have delinquent loans.
- Updating the loan guard; Timely retrieval and submission of deceased claims to the Sacco insurer.
- Prepare monthly credit reports.
- Handle customer complaints and take appropriate action to resolve them
Minimum Qualification and Experience
- Degree in Co-operative Management /Business management or any other business related course.
- At least 3-year relevant experience in the financial lending industry.
- Prior experience in a Sacco Industry will be an added advantage.
Key Skills and competences
- Good knowledge of credit procedures and provisions.
- Excellent customer focus and communication skills.
- Willingness to learn and be flexible in the working arrangements
Interested and qualified persons are requested to send their application and CV including 3 available referees to vacancies@unitedwomensacco.co.ke on or before 19th September 2022, have the job title as subject of the email. Must fill your details on google form
https://forms.gle/ZXs94PDR1CqmrRzCA incomplete applications will not be considered.
Only shortlisted candidates will be contacted, United women Sacco is an equal employer.