Loan Security and Guarantee

All loans must be fully secured by either members’ deposits or one or more of the following if the loan exceeds member’s deposits;


Motor Vehicle- up to 60% of the current value

Money market funds held by reputable funds managers

Tangible assets –those located in urban areas up to 75% of the current market value

Shares trading at Nairobi Security Exchange- Up to 50% of the current market value