Put away money for your children’s bright future and earn interest yearly.

• Opened for a child below 18 years

• The member retains full control of the deposits until the junior is 18 years when the funds shall be converted to Sacco deposits.

• The member can utilize the Junior deposits as collateral to secure a loan.

• Maintain the account by depositing Kshs. 2,000 monthly

• A member can withdraw funds from this account once at the end of every quarter provided a withdrawal notice is given i.e. end of March, June, September and December respectively

• The account earns interest annually. Interest rates are dependent on the
  Sacco’s performance every year

Note: If these funds are held as a guarantee, the member cannot withdraw from this account unless an alternative security/guarantee is provided.

Complete an application form

Provide a copy of their birth certificate

Provide one passport size photograph

Pay a minimum deposit of Kshs.2,000

Note: When a child attains the age of 18 years, the account is converted to the main membership account.