Role Purpose
To implement credit policies and procedures pertaining to loan issuance and appraisal.
Responsibilities and Duties
- Register and process loan applications by verifying supporting documents in line with Sacco policies and procedures and maintaining an up-to-date loan register.
- Analyze applicants’ eligibility, creditworthiness, repayment capacity through assessment of their income and credit repayment history.
- Ensuring timely appraisal and assessment of risks for all loan applications.
- Maintain consistent communication with members throughout the loan application process.
- Prepare daily, weekly and monthly reports on loan applications, approvals and disbursements.
- Conduct pre and post-loan disbursement member visits to gather relevant information and ensure that loan proceeds are utilized in accordance with the approved purpose.
- Ensure all offer and disbursement letters; and loan repayment schedules are communicated to the member after loan issuance.
- Collaborate with the Recovery and Accounts teams to ensure smooth transition from loan disbursement to repayment monitoring.
Qualifications and Experience
- A Degree in Commerce / Business Administration or any other related field with at least CPA Part II.
- A Diploma in Co-operative Management or Certified Credit Professional (CCP) course will be an added advantage.
- At least 3 years’ relevant experience in the financial sector.
SKILLS & COMPETENCES:
- Good verbal and written communication skills, including effective handling of telephone and email enquiries.
- Strong analytical and reporting skills
- Willingness to learn and be flexible in the working arrangements.
- Proficient in MS Office applications and core banking systems
- Ability to work as member of the team.
Interested and qualified persons are requested to send their application and CV including three referees to vacancies@unitedwomensacco.co.ke on or before November 06,2026 with the job title as email subject.
Fill in your details on google form attached https://forms.gle/9mEJhnsyD38myYge8
Incomplete applications will not be considered. Only shortlisted candidates will be contacted.
United Women Sacco is an equal Opportunity Employer.